Minnesota Uninsured Motorist Lawyer

The statistics are staggering – Approximately one out of every seven drivers in Minnesota, which is approximately 14% of vehicle owners in the state, does not carry the minimum amount of insurance required by law on their motor vehicles. This can create a dilemma for those who are involved in an accident with an uninsured driver.

Even if your insurance offers you protection against these uninsured drivers, which it should since Minnesota requires insurance companies to have uninsured driver protection built-in, there may be instances in which you need a Minnesota uninsured motorist attorney to make sure you are paid what you are owed.

Insurance Premiums

Some individuals fail to file claims with their insurance companies because they are afraid their insurance premiums will increase. However, the only time in which your insurance premiums can be raised is if the accident is your fault. When the accident is your fault, your rates will not go up.

How Coverage Works

If you are unsure as to what policy should cover your accident, it should be the policy that covers the car that you are in. If your coverage limit is higher on your policy, then you may wish to turn to your policy to cover the damages. You may also be entitled to coverage on the insurance policy of a family member. When making your insurance claim due to an accident with an uninsured motorist, you may need to consult with a Minnesota uninsured motorist attorney to help with that claim.

Hit By A Hit And Run Driver?

If you are hit by a hit and run driver, the uninsured driver is automatically considered an uninsured driver. Because you don’t know who the driver was, you should be able to make an uninsured motorist claim with your own insurance company. However, you should do all you can to identify the person who hit you. If you do not make an attempt to identify the driver and you later want to make a claim, you may not be able to.

Hiring A Uninsured Motorist Lawyer

Even when filing a claim against your own insurance company you may need to hire a lawyer. Insurance adjusters will work with you, but it is important the insurance company makes a profit. There are also certain areas of the uninsured motorist law that may require the assistance of an uninsured motorist lawyer in Minnesota. You can also employ the services of a lawyer to help you choose the policy that is right for you. There may be extra coverage available with some policies, so you want to pick the policy that will give you the right compensation.

Minnesota Car Accident Attorney

Whether you need an uninsured motorist lawyer in St. Paul or Minneapolis, we can provide you with aggressive representation. Whether the claim is against your own insurance company or the insurance company of the party at fault, you need someone who knows Minnesota’s uninsured motorist law and all of the complexities that can come about with it. Call us at 1-888-575-LAWS or fill out the form on this site for your no-cost, no-obligation consultation. Don’t let the insurance companies get the best of you.