Uninsured Motorist Accident Claims in Minnesota

Minnesota Car Accident Attorney

The statistics are staggering - Approximately one out of every seven drivers in the state which is approximately 14% of vehicle owners, does not carry the minimum of insurance required by law. This can create a dilemma for those who are involved in an accident with an uninsured driver. Even if your insurance offers you protection against these uninsured drivers, there may be instances where you need a Minnesota personal injury attorney to ensure you are paid the amount you deserve.

Auto Accident Lawyer in Minnesota

Some individuals do not file claims with their insurance companies because they are afraid their premiums will increase. The only time your premiums can be raised is if the accident is your fault. If you are unsure which policy should cover your accident it should be the policy for the car you were in. If you coverage limit is higher on your policy then you may wish to turn to your policy to cover the damages. You may also be entitled to coverage on the policy of a family member. When making your accident claim you should consult an uninsured motorist accident lawyer. After a hit and run, the other driver is automatically considered an uninsured driver. We advise you to make an attempt to identify the other driver otherwise you may not be able to make a claim.

Even when filing a claim against your own insurance company you should have professional representation. Insurance adjusters will work with you but their loyalty is to their company and safeguarding the insurance company's profits even when it is your insurance company. There are certain areas of the uninsured motorist law that are complex and you may need knowledgeable interpretation. Your personal injury lawyer can also help you choose the policy which will give you the right compensation for your circumstances. To discuss your case, call Heimerl & Lammers for a free consultation.

Whether your claim is against the party at fault or your own insurance company you need aggressive representation. Contact a Minnesota car accident attorney who understands the uninsured motorist law and all of it complexities.